Blog Archives

Major Changes for HAFA Short Sales – Good News for Central Coast Distressed Homeowners

Posted on March 14, 2012 by Spencer and Margaret Morris

Pismo Beach CA – Major Changes for HAFA Short Sales – Good News for Central Coast Distressed Homeowners. The Obama Administration announced new updates to the Home Affordable Foreclosure Avoidance (HAFA) program on March 9, 2012 which will allow more … Continue reading →

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Proposed Legislation Could Help Underwater Borrowers Refinance in Pismo Beach/Central Coast Area

Posted on February 14, 2012 by Spencer and Margaret Morris

Pismo Beach, CA – Proposed legislation could help underwater borrowers refinance in the Pismo Beach/Central Coast Area. Realize this is proposed and must be approved by Congress. What the legislation would do is allow borrowers who have a loan that … Continue reading →

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Hope Available For Some Unemployed Homeowners in Pismo Beach/Five Cities and Santa Maria Areas

Posted on January 11, 2012 by Spencer and Margaret Morris

Pismo Beach, CA – Unemployed homeowners who are behind in their payments and have a Freddie Mac owned loan can receive “forbearance” for up to 12 months. How does one know if they have a Freddie Mac loan? Just go … Continue reading →

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Resolve to Face the Facts

Posted on January 4, 2012 by Spencer and Margaret Morris

Pismo Beach, CA – Since 2007, 8.9 million homes have been lost to foreclosure and millions more are headed in that direction. As a real estate professional team who has earned the Certified Distressed Property Expert (CDPE) designation, our mission is … Continue reading →

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What it Means to Be Upside Down on Your Mortgage – An Animated Video For Central Coast Homeowners

Posted on November 15, 2011 by Spencer and Margaret Morris

Pismo Beach, CA – What does it mean to be upside down on your mortgage? Currently 10.9 million or 22.5% homeowners with a mortgage owe more than a property is worth. This animated video explains what it means to be … Continue reading →

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What is HARP 2.0?

Posted on November 1, 2011 by Spencer and Margaret Morris

Pismo Beach, CA – What is HARP 2.0? In fact, what is HARP? HARP stands for Home Affordable Refinance Program and it is a program that has been in place for the last couple years allowing homeowners to refinance their … Continue reading →

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Will I Ever Want To Own a Home Again?

Posted on October 12, 2011 by Spencer and Margaret Morris

Pismo Beach California – Will I ever want to own a home again? You may be upside down on your mortgage and experiencing a hardship that is disrupting your life and your peace of mind. Right now you most likely … Continue reading →

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It’s Time to Take Another Look at Pismo Beach Area and Santa Maria Short Sales

Posted on October 4, 2011 by Spencer and Margaret Morris

Pismo Beach, CA – It’s time to take another look at Pismo Beach area and Santa Maria Short sales. As recently as a few months ago, if you would have told a real estate agent who specialized in short sales … Continue reading →

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Treasury Moves to Help Vandenberg Military Service Members Qualify for HAFA Short Sales

Posted on September 30, 2011 by Spencer and Margaret Morris

The Treasury moves to help Vandenberg military service members qualify for HAFA short sales. The Treasury department has clarified guidelines for the HAFA short sale program for military service members who have a “Permanent Change of Station.” Previously that was not considered a hardship unless there … Continue reading →

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Benefits of a Short Sale For Pismo Beach Area & Santa Maria Homeowners

Posted on September 29, 2011 by Spencer and Margaret Morris

Pismo Beach, CA – Benefits of a short sale for Pismo Beach area and Santa Maria homeowners  over a foreclosure are numerous and include the following: It can have a lesser effect on your credit score and you will recover … Continue reading →

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